Terms and Conditions

1. Scope of Site Use

These Terms and Conditions govern the use of the Capital Horizon Insights site by every visitor. All access and interaction within the site is done for the purpose of obtaining general information about stocks and capital markets. The site does not provide transaction services, accounts, or other forms of financial services. By accessing the site, visitors understand that all content is informational in nature. These terms apply to all pages and features contained within the site.

2. Content Availability and Access

Content on the site is provided to give basic explanations about stock concepts and capital market information. The manager does not guarantee that all content is always updated at all times, although maintenance efforts are carried out periodically. Visitors can access content without registration or identity verification processes. The available information may change according to content compilation or site maintenance needs. Content does not contain recommendations or directions to take specific actions.

3. Ownership and Intellectual Property Rights

All content, including text, illustrations, and page structure, belongs to the site manager or parties who grant permission for use. Visitors may read and use content for non-commercial purposes in accordance with applicable law. Reproduction, distribution, or modification of content for commercial purposes is not permitted without written permission. Intellectual property rights are protected to ensure content use remains within established limits. Visitors are expected to understand these limitations when using site content.

4. Limitations of Site Manager Liability

The site manager presents information generally based on knowledge applicable at the time of writing. However, changes in capital market conditions may cause some information to no longer reflect the latest situation. Visitors are responsible for assessing the relevance of information to personal needs. The manager is not responsible for losses that may arise from the use of or reliance on information on the site. Information is provided without any warranty.

5. Terms Related to External Links

The site may contain external links to other reference sources deemed informationally relevant. Use of such links is entirely the responsibility of the visitor. The manager has no control over the content or privacy policies of external sites. Links are provided to give additional context without promotional purposes. Visitors are expected to review the policies applicable on those external sites.

6. Absence of Transaction Services and Financial Features

Capital Horizon Insights does not provide transaction features, payments, financial consulting, or other commercial services. There are no registration forms, financial data collection, or requests for sensitive information. All activity on the site is limited to the presentation of general information. Thus, visitors do not need to provide data beyond what is necessary for communication purposes. This provision ensures that site use remains safe and compliant with regulations.

7. Changes to Terms and Conditions

The manager may adjust these Terms and Conditions from time to time according to update needs. Changes take effect from the date stated in the update section. Visitors are advised to review this page periodically to understand the terms currently in effect. Changes are made to ensure compliance with regulations and information consistency. Updated terms continue to apply to all site use.

8. Independent Use of Information

Visitors are expected to use information available on the site independently. This site does not replace the role of licensed professionals in providing advice or analysis. Information only provides basic context that can be used as an initial reference. Every decision made by visitors is a personal responsibility. The site remains within an informational scope that does not contain action advice.

For more information, please use the contact information above.